
Effective Date: 08/07/2025At Tier 1 Home Loans, Inc., we are committed to protecting your privacy. This Privacy Policy outlines how we collect, use, share, and safeguard your personal information when you interact with us, including when you visit our website or apply for a loan through our application portals.1. Information We Collect
We may collect the following types of personal information:
• Full name, email address, phone number, and mailing address.
• Social Security Number, income, employment details, and financial information.
• Credit history and property details provided through loan applications.
• Any other information you choose to provide when contacting us or applying for a loan.2. How We Use Your Information
We use your information to:
• Process and manage loan applications.
• Communicate with you regarding your loan status and other services.
• Comply with legal and regulatory requirements.
• Improve our services and website functionality.3. How We Share Your Information
We do not sell your personal information. However, we may share your data with:
• Mortgage lenders, processors, and underwriting partners.
• Credit reporting agencies.
• Regulatory authorities as required by law.
• Service providers assisting us in operating our business (e.g., software or application portals).
• All third parties are contractually obligated to protect your information and use it only for permitted purposes.4. Your Privacy Rights
Depending on your state of residence, you may have the right to:
• Request access to your personal information.
• Request correction or deletion of your information.
• Opt out of certain communications or data sharing.To exercise your rights, please contact us using the information below.5. Data Security
We implement industry-standard security measures to protect your information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure.6. Third-Party Links
Our website may contain links to third-party websites (e.g., application portals). We are not responsible for the privacy practices of those sites. We encourage you to read their privacy policies.7. Updates to This Policy
We may update this Privacy Policy periodically. Changes will be posted on this page with an updated effective date.8. Contact Us
If you have questions or concerns about this Privacy Policy, please contact us:Tier 1 Home Loans, Inc.
500 E. Main Street, 1600-93, Norfolk, VA 23510
Email: [email protected]
Phone: 757-797-5201
Equal Housing Opportunity | Tier 1 Home Loans, Inc.
Licensed in: FL, NC, MD, TN, TX & VA | NMLS #2677559
NMLS Consumer Access: https://www.nmlsconsumeraccess.org | Privacy PolicyTier 1 Home Loans, Inc. is approved to originate VA and FHA loans and has the ability to broker such loans to VA and FHA-approved lenders. Tier 1 Home Loans, Inc. is not acting on behalf of or at the direction of HUD/FHA or the VA.---Texas Consumers:Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to:Texas Department of Savings and Mortgage Lending
2601 North Lamar, Suite 201, Austin, TX 78705
📞 Toll-Free Hotline: 1-877-276-5550
🌐 https://www.sml.texas.govThe department maintains a recovery fund to reimburse certain out-of-pocket damages caused by acts of licensed residential mortgage loan originators. A written application must be submitted to and investigated by the department.---For informational purposes only. This is not a commitment to lend or extend credit. All loans are subject to credit approval. Terms and conditions subject to change without notice.